FAQ's (Frequently Asked Questions):

1) What are the most commonly made mistakes in buying or refinancing a house?

2) Should I refinance?

3) Should I pay points? Does a 0 point/0 fee loan really exist?

4) What is a FICO score?

5) Why do interest rates change?

6) What is the difference between pre-qualifying and pre-approval?

7) What is a rate lock?

8) Can my loan be sold? What happens if my lender goes out of business?

9) What is PMI? Can I get rid of the PMI on my loan?

10) What is an APR?